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If you're going to utilize a small-cap index like the Russell 2000, you may want to pause and take into consideration why a great index fund business, like Vanguard, doesn't have any type of funds that follow it. The factor is since it's a lousy index.
I haven't also dealt with the straw male here yet, and that is the fact that it is reasonably rare that you actually have to pay either tax obligations or significant compensations to rebalance anyhow. The majority of smart investors rebalance as much as feasible in their tax-protected accounts.
And of training course, no one needs to be getting crammed shared funds, ever. It's truly too negative that IULs do not function.
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